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Private mortgage insurance is a type of insurance you may be required to pay for when you take out a conventional home loan. If you’re buying a home, lenders require PMI as part of a.

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How to Get Rid of Mortgage Insurance That You're Paying Each Month It makes the cost of homeownership rise over time, benefiting one group: The investor that owns the loan. Mortgage insurance, also known as private mortgage insurance (PMI) is an integral part of many.

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