Homeowners Insurance – Real estate insurance protecting against loss caused by fire, some natural causes, vandalism, etc., depending on the terms of the policy. Also includes coverage such as personal liability and theft away from home.
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real estate owned (REO) Other real estate owned by the borrower (such as an investment property). reciprocal easement The right of unit owners in different phases of an overall condo development to use the roads, parking areas, etc., in other phases of the development, through the creation of cross-easements.
Whether you are thinking about buying or selling a home, the Glossary of Real Esate Terms can provide you with an understanding of a number of common words and terms used in a typical real estate transaction. A few notes about the Glossary of Real Estate Terms: Terms are defined as they are commonly used in the mortgage and real estate industry.
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Glossary of Commercial Mortgage Terminology Created by LendingApps, the creators of BrokerPro Software BrokerPro Software for mortgage brokers is just one piece of the commercial mortgage process. Our LenderPro Software and online Lender PIPELINE is currently used by 80 of the top commercial mortgage lenders in the industry.
In an industry where power and influence are measured. more selective with whom they are willing to trade. Billionaire real-estate investor Jeff Greene, who bet against U.S. subprime-mortgage bonds.
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A condition in a real estate financing instrument giving the lender the power to declare all sums owing lender immediately due and payable upon the happening of an event, such as sale of the property, or a delinquency in the repayment of the note. ACCEPTANCE – The act of agreeing or consenting to the terms of an offer thereby establishing the
Real Estate Glossary. Adjustable rate mortgage (ARM): A type of mortgage loan whose interest rate is tied to an economic index, which fluctuates with the market. Typical ARM periods are one, three, five, and seven years. Agent: The licensed real estate salesperson or broker who represents buyers or sellers.
REAL ESTATE GLOSSARY ( A – Z) A. Acceleration clause or Acceleration Covenant. A contract provision that empowers a money lender to oblige a borrower to pay back all or part of an outstanding loan upon failing to comply with some agreed upon conditions. An acceleration clause outlines the reasons that the lender can claim loan repayment. Such clauses are also common in mortgages or purchase of real estate in portions.