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Should you put down as little as possible when you buy a house? Sign into your Account. and perhaps a lower interest rate and mortgage insurance premium.. 10% and 15% carry private mortgage insurance. I found that increasing the down payment from 5% of sale price to 10%, from 10% to 15%.

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That gave us clear title over the land, the house and was one of the best things we’ve ever done. From that point on we were 100% debt free. No car loans, no uni loans, no credit card debts or personal loans or even mortgage debt. Whatever we earned was now entirely ours to keep. It’s hard to describe how empowering that feeling is but.

Talking to my husband tonight and he said we should look at the mortgage to see if there was anything in it preventing myself from running a business like a holistic or beauty one from home. Now I’d never thought about anything like that before! Does anyone know if there is such a clause in some mortgages, etc?

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Start studying Chapter 10: Ethics in Mortgage Lending. Learn vocabulary, terms, and more with flashcards, games, and other study tools.. (Title 15 USC 41-58) prohibits unfair or deceptive practices of any kind, which includes. – Lenders benefit by making loans that should probably never.

As you’ve probably noticed in the past few weeks our blog posting has become a bit irregular. You can blame it on a variety of different things. we’re growing as a company and as a result we had to allocate our resources to focus on production, thus eliminating the availability of myself and the team to come up with original content, but that’s an excuse.