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 · The Florida Office of Financial Regulation oversees the licensing for mortgage brokers and mortgage branches in the state. According to Chapter 494 of the Florida Statutes, you need a mortgage broker license if you want to engage in loan origination through licensed loan originators, either employed by you or acting as contractors. You have to.

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What is the ec? encumbrance literally means the liability or charge that the property has been subjected as a form of mortgage, which the owner has not yet discharged completely. The EC is primarily a.

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