Banking, credit card, automobile loans, mortgage and home equity products are provided by Bank of America, N.A. and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend.

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The 2007 recession literally started 1 month after Bernanke stated in front of Congress that there won’t be a recession.So when Jay Powell declares the same thing this week as he’s cutting rates know that such a statement has absolutely no meaning.